Rank |
Group or
Company |
Direct Premiums (millions of dollars) |
Growth 1996-97 |
Market Share 1997 |
Principal Operating Unit Writing Home Insurance |
S&P Rating as of Feb.
15, 1999 |
1997 |
1996 |
1996 |
1997 |
1 |
1 |
State
Farm Group |
6,520.2 |
6,809.0 |
4.4% |
23.4% |
State Farm Fire &
Casualty Co. |
AAA |
2 |
2 |
Allstate
Insurance Group |
3,187.9 |
3,277.7 |
2.8% |
11.2% |
Allstate Insurance Co. |
AA |
3 |
3 |
Zurich
Insurance Group |
1,774.0 |
2,058.5 |
16.0% |
7.1% |
Fire Insurance Exchange |
AA |
4 |
4 |
Nationwide
Group |
1,087.5 |
1,204.8 |
10.8% |
4.1% |
Nationwide Mutual Fire
Insurance Co. |
AA |
5 |
5 |
Citigroup |
968.1 |
1,020.5 |
5.4% |
3.5% |
Standard Fire Insurance
Co. |
AA- |
6 |
6 |
USAA
Group |
919.2 |
974.8 |
6.0% |
3.3% |
United Services
Automobile Association |
AAA |
7 |
7 |
Safeco
Insurance Group |
652.7 |
688.3 |
5.5% |
2.4% |
Safeco Insurance Co. of
America |
AA+ |
8 |
8 |
Chubb
Group of Insurance Companies |
565.1 |
618.8 |
9.5% |
2.1% |
Federal Insurance Co. |
AAA |
9 |
11 |
American
Family Insurance Group |
454.3 |
508.2 |
11.9% |
1.7% |
American Family Mutual
Insurance Co. |
AApi |
10 |
9 |
CGU
Insurance Group |
480.9 |
494.4 |
2.8% |
1.7% |
Commercial Union
Insurance Co. |
Api |
11 |
13 |
Liberty
Mutual Insurance Group |
408.2 |
462.4 |
13.3% |
1.6% |
Liberty Mutual Fire
Insurance Co. |
AA |
12 |
12 |
Hartford
Insurance Group |
436.9 |
460.8 |
5.5% |
1.6% |
Hartford Insurance Co. of
the Midwest |
AA |
13 |
10 |
Prudential
of America Group |
464.4 |
443.8 |
-4.4% |
1.5% |
Prudential Property &
Casualty Insurance Co. |
A+ |
14 |
14 |
CNA
Insurance Group |
405.1 |
420.9 |
3.9% |
1.4% |
Continental Insurance Co. |
A- |
15 |
15 |
St.
Paul
Companies |
353.1 |
355.6 |
0.7% |
1.2% |
Economy Preferred
Insurance Co. |
Api |
16 |
16 |
Allianz
Insurance Group |
310.5 |
334.8 |
7.8% |
1.1% |
Firemans Fund Insurance
Co. |
AAA |
17 |
18 |
Allmerica
Financial Group |
257.5 |
273.9 |
6.4% |
0.9% |
Citizens Insurance Co. of
America (MI) |
AA- |
18 |
17 |
Metropolitan
Group |
302.3 |
270.6 |
-10.5% |
0.9% |
Metropolitan Property
& Casualty Co. |
AA |
19 |
20 |
Auto-Owners
Group |
230.8 |
264.7 |
14.7% |
0.9% |
Auto-Owners Insurance Co. |
AAApi |
20 |
21 |
Erie
Insurance Group |
221.8 |
251.8 |
13.5% |
0.9% |
Erie Insurance Exchange |
AApi |
21 |
19 |
Credit
Suisse
Group |
238.2 |
221.0 |
-7.2% |
0.8% |
Unigard Indemnity Co. |
Api |
22 |
22 |
The
Commerce Group, Inc. |
198.0 |
206.8 |
4.4% |
0.7% |
California State Auto
Association Inter-Insurance Exchange |
Api |
23 |
23 |
Kemper
National Companies |
185.8 |
184.1 |
-1.0% |
0.6% |
American Manufacturers
Mutual Insurance Co. |
A+ |
24 |
24 |
Ohio
Casualty Group |
170.8 |
174.3 |
2.1% |
0.6% |
West American Insurance
Co. |
A+ |
25 |
25 |
Amica
Mutual Group |
156.4 |
169.0 |
8.0% |
0.6% |
Amica Mutual Insurance
Co. |
AA+ |
26 |
26 |
Cincinnati
Financial Group |
132.4 |
148.2 |
11.9% |
0.5% |
Cincinnati Insurance Co. |
AA+ |
27 |
27 |
Andover
Group |
128.3 |
131.8 |
2.7% |
0.5% |
Merrimack Mutual Fire
Insurance Co. |
Api |
28 |
28 |
Country
Companies |
114.9 |
123.2 |
7.2% |
0.4% |
Country Mutual Insurance
Co. |
AApi |
29 |
32 |
Royal
& Sun Alliance Group |
108.0 |
122.3 |
13.2% |
0.4% |
Royal Indemnity Co. |
AA- |
30 |
44 |
American
International
Group |
76.0 |
117.4 |
54.5% |
0.4% |
New Hampshire Insurance
Co. |
AAA |
31 |
29 |
State
Auto Financial Group |
113.7 |
116.7 |
2.6% |
0.4% |
State Auto Property &
Casualty Insurance Co. |
Api |
32 |
31 |
Southern
Farm Bureau Group |
110.3 |
115.5 |
4.8% |
0.4% |
Mississippi Farm Bureau
Mutual Insurance |
BBBpi |
33 |
33 |
Alfa
Insurance Group |
106.7 |
112.7 |
5.6% |
0.4% |
Alfa Mutual Insurance Co. |
NR |
34 |
34 |
Westfield
Companies |
102.8 |
111.7 |
8.6% |
0.4% |
Westfield National
Insurance Co. |
Api |
35 |
35 |
Shelter
Insurance Companies |
100.1 |
108.8 |
8.7% |
0.4% |
Shelter Mutual Insurance
Co. |
BBBpi |
36 |
30 |
Harleysville
Group |
113.5 |
107.8 |
-5.0% |
0.4% |
Worcester Insurance Co. |
Api |
37 |
37 |
Automobile
Club Michigan Group |
89.3 |
102.1 |
14.3% |
0.4% |
Auto Club Group Insurance
Co. |
Api |
38 |
38 |
ING
Group |
84.5 |
92.4 |
9.4% |
0.3% |
Peerless Insurance Co. |
BBpi |
39 |
36 |
American
Bankers Insurance Group Inc. |
92.8 |
92.0 |
-0.8% |
0.3% |
American Bankers
Insurance Co. of Florida |
A+ |
40 |
40 |
Horace
Mann
Group |
78.5 |
88.4 |
12.6% |
0.3% |
Horace Mann Insurance Co. |
AA- |
41 |
39 |
Century-National
Insurance Co. |
81.2 |
88.0 |
8.4% |
0.3% |
-- |
BBBpi |
42 |
477 |
Clarendon
Insurance Group |
- |
86.3 |
N/A |
0.3% |
Clarendon Select
Insurance Co. |
NR |
43 |
41 |
CIGNA
Group |
77.8 |
86.2 |
10.9% |
0.3% |
Insurance Co. of North
America |
BBB |
44 |
42 |
Grange
Mutual Casualty Group |
77.6 |
84.7 |
9.1% |
0.3% |
Grange Mutual Casualty
Co. |
Api |
45 |
43 |
Tennessee
Farmers Mutual Group |
77.0 |
83.4 |
8.4% |
0.3% |
Tennessee Farmers Mutual
Insurance Co. |
AApi |
46 |
49 |
American
National
Financial Group |
65.5 |
79.3 |
21.1% |
0.3% |
American National
Property & Casualty Co. |
AA+ |
47 |
48 |
New
York Central Mutual Fire Insurance Co. |
67.3 |
74.5 |
10.8% |
0.3% |
-- |
BBBpi |
48 |
51 |
Interinsurance
Exchange of the Automobile Club |
57.9 |
70.4 |
21.6% |
0.2% |
-- |
AApi |
49 |
46 |
Unitrin
Group |
69.8 |
69.4 |
-0.5% |
0.2% |
Security National
Insurance Co. (TX) |
Api |
50 |
50 |
Quincy
Mutual
Fire
Insurance Co. |
64.4 |
68.4 |
6.3% |
0.2% |
-- |
Api |
51 |
47 |
TIG
Insurance Group |
68.2 |
62.0 |
-9.2% |
0.2% |
TIG Insurance Co. |
A |
52 |
54 |
Leucadia
Group |
54.8 |
60.5 |
10.4% |
0.2% |
Colonial Penn Insurance
Co. |
AA |
53 |
45 |
American
Financial Group |
74.4 |
58.9 |
-20.8% |
0.2% |
Eagle American Insurance
Co. |
A+ |
54 |
53 |
Atlantic
Companies |
55.4 |
58.0 |
4.7% |
0.2% |
Atlantic Mutual Insurance
Co. |
A- |
55 |
55 |
Kentucky
Farm Bureau Group |
51.6 |
57.1 |
10.6% |
0.2% |
Kentucky Farm Bureau
Mutual Insurance Co. |
AApi |
56 |
52 |
Selective
Insurance
Group |
57.5 |
55.3 |
-3.8% |
0.2% |
Selective Insurance Co.
of America |
A+ |
57 |
60 |
UFB
Group |
45.9 |
55.0 |
19.6% |
0.2% |
United Farm Family Mutual
Insurance Co. |
NR |
58 |
57 |
New
Jersey Manufacturers Group |
50.8 |
54.5 |
7.1% |
0.2% |
New Jersey Manufacturers
Insurance Co. |
NR |
59 |
58 |
EMC
Insurance Companies |
49.1 |
54.1 |
10.2% |
0.2% |
Union Insurance Co. of
Providence |
Api |
60 |
56 |
Farm
Bureau Mutual Insurance Co. of Arkansas Inc. |
51.4 |
52.9 |
2.9% |
0.2% |
-- |
BBBpi |
61 |
59 |
WR
Berkley
Group |
48.7 |
51.2 |
5.1% |
0.2% |
Union Insurance Co. |
AA- |
62 |
63 |
Cotton
States Group |
44.3 |
47.5 |
7.2% |
0.2% |
Cotton States Mutual
Insurance Co. |
NR |
63 |
64 |
Central
Mutual
Insurance Ohio Group |
44.0 |
47.5 |
7.8% |
0.2% |
All America Insurance Co. |
Api |
64 |
67 |
Pioneer
Financial Services Group |
41.7 |
45.4 |
8.9% |
0.2% |
Secura Insurance a Mutual
Co. |
BBBpi |
65 |
65 |
Texas
Farm Bureau Mutual Group |
43.2 |
44.0 |
2.0% |
0.2% |
Texas Farm Bureau
Underwriters Insurance |
NR |
66 |
61 |
Highlands
Insurance Group |
45.6 |
43.0 |
-5.6% |
0.1% |
State Capital Insurance
Co. |
CCCpi |
67 |
68 |
Utica
National Insurance Group |
40.5 |
42.1 |
4.1% |
0.1% |
Graphic Arts Mutual
Insurance Co. |
Api |
68 |
69 |
Meridian
Mutual Insurance Group |
39.4 |
41.2 |
4.6% |
0.1% |
Meridian Mutual Insurance
Co. |
NR |
69 |
70 |
California
Casualty Management Group |
39.2 |
39.5 |
1.0% |
0.1% |
California Casualty
Insurance Co. |
Api |
70 |
72 |
Armed
Forces Insurance Exchange |
39.1 |
39.3 |
0.6% |
0.1% |
-- |
NR |
71 |
78 |
South
Carolina Farm Bureau Group |
32.6 |
39.2 |
20.1% |
0.1% |
South Carolina Farm
Bureau Mutual |
NR |
72 |
71 |
Civil
Service Employees
Group |
39.1 |
38.2 |
-2.3% |
0.1% |
Civil Service Employees
Insurance Co. |
BBpi |
73 |
75 |
Mutual
of Enumclaw Group |
35.2 |
38.2 |
8.5% |
0.1% |
Mutual of Enumclaw
Insurance Co. |
BBBpi |
74 |
66 |
Titus
Group |
42.7 |
37.4 |
-12.3% |
0.1% |
Consolidated Lloyd's |
BBpi |
75 |
77 |
Public
Employees Group |
34.5 |
36.8 |
6.8% |
0.1% |
Pemco Mutual Insurance
Co. |
NR |
76 |
74 |
Sentry
Insurance Group |
35.8 |
36.7 |
2.6% |
0.1% |
Sentry Insurance a Mutual
Co. |
AApi |
77 |
81 |
Southern
Farm Bureau Casualty Group |
31.1 |
33.7 |
8.6% |
0.1% |
Florida Farm Bureau
Casualty Insurance Co. |
BBBpi |
78 |
79 |
Michigan
Farm Bureau Group |
32.3 |
32.9 |
1.9% |
0.1% |
Farm Bureau General
Insurance Co. of Michigan |
BBBpi |
79 |
90 |
Frankenmuth
Mutual Insurance Co. |
27.3 |
32.3 |
18.1% |
0.1% |
-- |
Api |
80 |
85 |
Philadelphia
Contributionship Group |
29.0 |
32.1 |
10.9% |
0.1% |
Philadelphia
Contributionship Insurance Co. |
BBBpi |
81 |
73 |
General
Motors Group |
37.0 |
30.6 |
-17.4% |
0.1% |
National General
Insurance Co. |
Api |
82 |
87 |
Motorists
Mutual Group |
28.1 |
30.3 |
7.8% |
0.1% |
Motorists Mutual
Insurance Co. |
NR |
83 |
88 |
Preferred
Mutual Insurance Co. |
27.9 |
30.2 |
8.4% |
0.1% |
-- |
NR |
84 |
83 |
Hastings
Mutual Insurance Co. |
29.9 |
30.1 |
1.0% |
0.1% |
-- |
BBBpi |
85 |
82 |
Farmers
Home Group |
30.7 |
30.0 |
-2.2% |
0.1% |
Western Home Insurance
Co. |
CCCpi |
86 |
98 |
Bankers
Insurance Group |
23.7 |
29.9 |
26.3% |
0.1% |
Bankers Security
Insurance Co. |
NR |
87 |
94 |
Pekin
Insurance Group |
25.8 |
28.6 |
10.9% |
0.1% |
Farmers Automobile
Insurance Association |
Api |
88 |
91 |
Oregon
Mutual Group |
27.2 |
28.4 |
4.4% |
0.1% |
Oregon Mutual Insurance
Co. |
BBBpi |
89 |
86 |
Penn
National Insurance |
28.8 |
28.3 |
-1.6% |
0.1% |
Pennsylvania National
Mutual Casualty Insurance Co. |
BBBpi |
90 |
95 |
Union
Mutual Vermont Group |
25.7 |
28.3 |
9.9% |
0.1% |
New England Guaranty
Insurance Co. Inc. |
NR |
91 |
245 |
Florida
Family Mutual Insurance Co. |
3.1 |
28.1 |
799.9% |
0.1% |
-- |
NR |
92 |
84 |
Western
Mutual Insurance Group |
29.6 |
27.6 |
-6.9% |
0.1% |
Western Mutual Insurance
Co. (CA) |
NR |
93 |
76 |
20th
Century Insurance Group |
34.7 |
27.1 |
-21.8% |
0.1% |
20th Century Insurance
Co. |
A+ |
94 |
96 |
American
Modern Insurance Group |
25.4 |
26.7 |
5.2% |
0.1% |
American Modern Home
Insurance Co. |
NR |
95 |
99 |
Kansas
Farm Bureau Group |
23.6 |
26.1 |
10.8% |
0.1% |
Farm Bureau Mutual
Insurance Co. |
NR |
96 |
97 |
Hingham
Mutual Group |
24.9 |
26.1 |
5.0% |
0.1% |
Hingham Mutual Fire
Insurance Co. |
BBBpi |
97 |
93 |
Guidant
Insurance Group |
25.9 |
25.7 |
-0.9% |
0.1% |
Guidant Mutual Insurance
Co. |
Api |
98 |
89 |
Old
Guard Insurance Group |
27.6 |
25.5 |
-7.5% |
0.1% |
Old Guard Insurance Co. |
NR |
99 |
100 |
Farmers
Mutual Insurance Co. of Nebraska |
23.1 |
25.1 |
8.6% |
0.1% |
-- |
BBBpi |
100 |
62 |
Berkshire-Hathaway Group |
45.6 |
24.4 |
-46.5% |
0.1% |
Government Employees
Insurance Co. |
AAA |
Totals, Top 100 Groups/Companies |
25,012.6
|
26,555.0 |
6.2% |
91.1% |
|
|
Grand Totals, All Groups/Companies |
27,439.0 |
29,144.2 |
6.2% |
100.0% |